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Mortgage Loan Modification for a more affordable payment


There is an easy way to avoid foreclosure: modify the mortgage.  The bank prefers the loan be kept active to ensure it receives continued payments, and the homeowner gets some relief from a debt that has become too much. 

In loan modification, we renegotiate the terms of the mortgage in order to make the payments more affordable.


A mortgage modification can include:


* A reduction or change in the interest rate

* A reduction in the principal

* A reduction or elimination of late fees and penalties for non-payment

* A reduction in monthly payment

* Forbearance, to temporarily stop making payments, or extend the time for making payments



Whether your loan is serviced by Wells Fargo, Selene, Cenlar, Mr. Cooper, Chase, Bank of America, SLS, SPS, Rushmore, Carrington, Mr. Cooper, Ocwen, PHH, or any other servicer, we’ve dealt with them.

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